Maintaining Work-Life Balance among Married Working Women in Banking

Literature Review

It is a truth that work and household life can non be separated, they both act together and the lines of limit of household life and work life can non be drawn. With altering times, societal construction, nature of concern and globalisation at fast gait ; boundaries of work is altering quickly. Working forms and timings are in changeless alteration but the gait of alteration is more rapid. The demand for the alteration is being derived from persons and organisations. Organizations are expected to execute at its optimum and supply better services 24/7 which requires employees to give drawn-out working hours to present service and this in bend effects personal lives of employees and creates an issue of work-life instability which is of paramount concern for everyone to hold work-life balance ( Jacobs & A ; Gerson, 2001 ) ( Taylor, 2001 ) .

Work life balance is an accommodation in working forms to mix work with other duties ( Smithson & A ; Stokoe, Discourses of Work-Life Balance: Negociating ‘Genderblind ‘ Footings in Organizations, 2005 ) regardless of gender. Work-life balanceA reflects ; “ The extent to which an person is every bit engaged in – and every bit satisfied with – his or her work function and household function ” ( Aziz & A ; Cunningham, 2008 ) , likewise harmonizing to Clark ( 2000 ) as cited by Othman, Yusof, & A ; Osman ( 2009 ) work life balance is defined as, “ Satisfaction and good operation at work and at place with a lower limit of function struggle ” ( Othman, Yusof, & A ; Osman, 2009 ) . It is besides facile that every person is to necessitate maintaining and accomplishing a balance between their paid work and household duties be it child attention, elder attention, leisure clip, ego development ( Hogarth & A ; Bosworth, 2009 ) . It is problematic that the word “ balance ” agencies settled equilibrium but can work and life outside work can be in equilibrium?

Initially, work was considered as the lone duty of male members of the society while adult females were merely responsible for the domestic jobs ( Bailyn, Drago, & A ; Kochan, 2001 ) , ( Eikhof, Warhurst, & A ; Haunschild, 2007 ) . This model has been followed for ages and it was widely believed and accepted that the bread-winners of the household were merely work forces. However as clip evolved and in order to gain and hold better life styles for their household, female work force in the labour market started to increase, the conventional image of male as bread victor started to transform and now female besides played an every bit of import function as an gaining member of the household ( Easton, 2007 ) , ( Flechl, 2009 ) , ( Malik & A ; Khan, 2008 ) ( Hakim, 2006 ) , ( Strober, 2010 ) , ( Lourel, Ford, Gamassou, GueA?guen, & A ; Hartmann, 2009 ) .

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Development of females at work life

The Second World War brought the part of adult females to the head. The disagreement between work forces and adult females started to emerge, as it came in to detect when the female gender entered the work force around the Earth ( Goldin, 1991 ) , which added another duty to their history that now they were multitasking between work and household life, taking attention of their household every bit good as their work both came under their life sphere ( Tijdens, 1997 ) , ( A.Milkie & A ; Peltola, 1999 ) .

It was seen that at the clip of Second World War maintaining aside the traditional division of labour on the footing of gender, adult females entered the work force and get down executing the work forces ‘s occupation in the industries to turn out themselves as capable plenty to execute undertakings in a more organized and better manner ( Milkman, 1987 ) . It is a sad fact that in malice of their double dedication, even during this clip period, they were non considered as a mill worker alternatively their individuality was recognized as adult females merely ( Trey, 1972 ) , ( Hyman & A ; Summers, 2004 ) .

At the terminal of the war ; the female workers were forced and left stranded out of the labour market in order to take attention of their more traditional duties. Fortunately, for adult females this was merely a impermanent reverse, as the figure of adult females workers has increased after the Second World War which shows that the form set during the war clip is still being pursued by females persistently till present ( Milkman, 1987 ) , ( Bird, 2006 ) . This is apparent from a research conducted by Goldin ( 1991 ) on the per centum of working females in USA as harmonizing to this survey ; the engagement rate in 1890 was 5 per centum, 1940 ‘s was around 10.1 per centum, while in 1950 ‘s it increased to 22.2 per centum and so kept on increasing and eventually reached 60 per centum in 1990 ‘s ( Goldin, 1991 ) .

Female work force is non merely increasing in European states, but besides in Pakistan ; adult females are come ining in the labour force with an increasing tendency ( Hussain, Malik, & A ; Hayat, 2009 ) . Harmonizing to Federal Bureau of Statistics of Pakistan, the adult females come ining into the work force have increased to 11.81 million ( 53.72 % ) in 2009 from 10.96 million ( 51.78 % ) in 2008. This labour force comprises of 74 % females in agribusiness sector, 11.9 % in fabrication, 11.6 % in service sector, while the remainder of 0.9 % are working in other sectors ( Federal Bureau of Statistics, 2010 ) . These statistics shows that with an increasing figure of female work forces, it has become compulsory for adult females to keep a balanced work and household life.

Change in the Role of Women with Added Responsibility

The function of adult females modified after the Second universe war, as females started come ining in the labour force as staff of life earners to back up their households due to economic force per unit areas ( Hakim, 2006 ) and to better the life manner of their life ( Emslie & A ; Hunt, 2009 ) , and changed the traditional image of male being the sole responsible for gaining the support for all household members. With the sweetening of this new function as bread earners, the duty besides increases for the adult females as now they have to look after their work life besides along with the household which makes it hard for them to pull off both duties at the same time ( Lourel, Ford, Gamassou, GueA?guen, & A ; Hartmann, 2009 ) , ( Flechl, 2009 ) , ( Work-Life Balance, 2010 ) .

Although the conventional theoretical account of male bread victor starts to modify but still the distribution of responsibilities between work forces and adult females remains unchanged. As now adult females are sharing the duties of work forces by come ining in the work force but on the other side the responsibilities performed by females are non being shared ( Emslie & A ; Hunt, 2009 ) , which is making a struggle between their household and calling life ( Zulu, 2007 ) , ( Thompson & A ; Walker, 1989 ) .

Originally, adult females had to take attention of household affairs merely while work forces were responsible for work related issues. But with the alteration in the function of female, now they have to pull off their household and professional life efficaciously which is making a load on them ( Malik & A ; Khan, 2008 ) , ( Callan, 2008 ) , ( Dulk & A ; Peper, 2007 ) . As they have to execute undertakings like ; cookery, shopping, cleansing ( A.Milkie & A ; Peltola, 1999 ) , listening and soothing kids, supplying emotional support to spouses and parents ( Emslie & A ; Hunt, 2009 ) and other domestic jobs ; which were antecedently considered as the lone duty of females. But with the transition of clip, now they have to execute their official undertakings along with all these family jobs but work forces are still merely responsible for work related issues.

Due to this ageless list of responsibilities adult females had to execute at place which are less flexible, demanding and experience breaks ( Aziz & A ; Cunningham, 2008 ) ; effects professional life or restful clip of females which leaves negative feeling on work life balance as compared to work forces ( A.Milkie & A ; Peltola, 1999 ) . Hence, in order to run work and household life swimmingly adult females are expected to do larger forfeits because they possess less power and authorization due to the tradition and cultural norms of the society. Womans can every bit bask functions as female parents and workers but still experience more force per unit area than work forces because place duties are greater and necessitate more forfeit ( Stephen, 1977 ) , ( Thompson & A ; Walker, 1989 ) .

Harmonizing to Coltrane ( 2000 ) , Greenhaus and Parasuraman ( 1999 ) , Rothbard and Edwards ( 2003 ) as cited by ( Malik & A ; Khalid, 2008 ) it is a known fact that adult females typically do a bigger portion of the family labour than work forces and that excess work at place partly constrains the clip adult females can pass in paid work. Straub ( 2007 ) identifies that adult females tend to pass more clip to household activities as of work forces and the same sum of work hours as of work forces.

Challenges Faced by Women while Managing Work and Family Life

With the sum of duties added to the function of adult females, it has given rise to multiple challenges that they are confronting in their day-to-day life. Performing assorted undertakings and playing different functions which includes ; female parent, married woman, health professional ( for parents and aged ) and employee at the same time becomes really hard for adult females to carry through ( Straub, 2007 ) , ( Beauregard & A ; Henry, 2008 ) . It is a challenge for adult females to give proper clip and attending to ; kids particularly who are really demanding under age of 13 ( Thompson & A ; Walker, 1989 ) , hubby to keep healthy relationship ( Jacobs & A ; Gerson, 2001 ) , other members of the household ( parents, elderly ) ( Lourel, Ford, Gamassou, GueA?guen, & A ; Hartmann, 2009 ) and to their work life for calling patterned advance ( Aziz & A ; Cunningham, 2008 ) . A balance between all these duties is straight linked with the calling public presentation every bit good as physical and mental well-being of adult females ( Whitehead & A ; Kotze, 2003 ) , ( Making Work Life Balance, 2009 ) .

Female workers besides have to confront tonss of societal force per unit areas which do non let adult females to hold late posings at the work topographic point for official affairs or to see topographic points related to work ( Hakim, 2006 ) , ( Jacobs & A ; Gerson, 2001 ) . These limitations are largely raised by the members of the household which includes ; hubby, in-laws, brother and parents which creates hurdlings in their calling patterned advance ( Schwartz, 1989 ) . Women besides encountered issues like pigeonholing, sexual torment and favoritism which make them experience insecure and confused about whether they should raise voice against inequality or remain quiet and face it ( Ibrahim & A ; Marri, 2008 ) , ( Lee & A ; Brotheridge, 2005 ) .

Harmonizing to Easton ( 2007 ) and Zulu ( 2007 ) , Glass ceiling is besides one of the obstructions which hinders adult females while mounting ladders of hierarchy in organisations because concern environment for adult females is more nerve-racking and non at wholly easy as compared to work forces. As adult females are in minority and largely perceived by work forces as blend of uncertainty, attractive force, regard, confusion, fight, pride and animus ; hence this assorted perceptual experience creates glass ceiling at the clip of publicities ( Flechl, 2009 ) , ( Lourel, Ford, Gamassou, GueA?guen, & A ; Hartmann, 2009 ) .

As managerial places require strong determination devising accomplishments while adult females are considered as emotional and needed ample sum of clip to do determination for of import affairs ( Aziz & A ; Cunningham, 2008 ) , hence adult females are non easy designated for senior managerial places because of perceptual experience that they are best regarded as homemakers ‘ and female parents ( Dulk & A ; Peper, 2007 ) , ( Kafetsios, 2007 ) .

The other challenge for adult females is the calling development and publicity in their professional lives. Senior places require long hr ‘s committedness, work related seminars, conferences, workshop and Tourss which makes it hard for adult females to make due to household duties ( Beauregard & A ; Henry, 2008 ) , ( Hochschild, 1997 ) . Besides the fact that creates hurdlings in adult females ‘s patterned advance is gestation and childbearing ; because they have to take pregnancy foliages which consequences in losing out chances for publicity ( Straub, 2007 ) , ( Doherty, 2004 ) , ( Schwartz, 1989 ) .

Although there are many adult females who want to accomplish calling promotion with carry throughing other house clasp undertakings ( Kafetsios, 2007 ) , but organisations fail to recognize that gifted and motivated adult females can be committed to household every bit good as calling and can make best for the in-between direction ( Saltzstein, Ting, & A ; Saltzstein, 2001 ) but as organisations are loath to cut down force per unit area and supply flexibleness this leads to enroll other employees instead than supplying developing to adult females employees ( Clutterbuck, 2003 ) , ( Doherty, 2004 ) .

Consequences of Imbalance Work and Life

Due to the challenges faced by adult females in their work life, it becomes hard for them to keep a balance between their work life and household life. Therefore it leads to figure of negative effects, non merely at portion of persons but organisations besides have to confront certain reverses ( McPherson, 2007 ) , ( Hyman & A ; Summers, 2007 ) .


As adult females have to put to death assortment of functions in their household and work life, it becomes tough for them to manage diverse undertakings efficaciously at the same clip supplying equal sum of attending to every function. When adult females were unable to pull off all these functions, it consequences in physical every bit good as psychological jobs ( Kirrane & A ; Buckley, 2004 ) ; which includes increased degree of emphasis, anxiousness, deficiency of concentration and lessening in degrees of watchfulness, energy and general wellness ( Beauregard & A ; Henry, 2008 ) , ( Franche, Williams, & A ; al, 2006 )

Work life instability besides has deductions on the relationship among household members as due to the demanding nature of work, it becomes hard to pass clip together which consequences in deficiency of adhering among household members ( Lee & A ; Brotheridge, 2005 ) . Hence due to this state of affairs, adult females may see guilt and sorrow because they are unable to run into outlooks of their households ( Abercromby, 2007 ) , ( Making Work Life Balance, 2009 ) .


Unbalanced work and household life besides have negative impacts on the portion of organisations, as when adult females workforce are non satisfied with the functions they are playing it reflects in their public presentation at work topographic point ( Tausig & A ; Fenwick, 2001 ) , ( Nolan, 2005 ) . Harmonizing to Straub ( 2007 ) , Kafetsios ‘s ( 2007 ) and Lambert et al. , ( 2006 ) ; hit in work and household life consequences in decreased degrees of occupation satisfaction, trueness, organisational committedness, work attempt, public presentation ; while increased the degree of absenteeism and turnover.

Policies and Steps taken by Organization to Support Work Life Balance

With the altering tendencies of economic development, equal employment chances and others, the issues sing work-life balance has gained much attending from media and research workers globally ( Kirrane & A ; Buckley, 2004 ) . The work-life balance argument largely discussed the fact that persons have excessively much work to make that really small clip left for themselves or household ( Eikhof, Warhurst, & A ; Haunschild, 2007 ) . As the clip pass on work does non merely include the contractual hours of employment but it besides include the unpaid activities such as unpredictable long journey times, therefore the line between work and household is going more bleary than before ( Hyman & A ; Summers, 2004 ) .

These issues make employers recognize the importance of work-life balance in adult female ‘s day-to-day lives in order to acquire optimum results from the female employees ( Leeds list the benefits of better work life balance, 2004 ) , ( Jacobs & A ; Gerson, 2001 ) . Hence during 1980 ‘s, many organisations starts to alter their internal workplace policies, processs and benefits. The alterations included pregnancy leave ; Employee aid plans ( EAPs ) , flextime, telecommuting, paid pregnancy leaves, home-based work, holiday, professional guidance, and kid and senior attention referral ( Bird, 2006 ) , ( Hudson Iraqi National Congress ) , ( Sunil Joshi, 2002 ) . At present, the work-life balance issues are assumed as the most discussed subject in the field of Human Resource universe due to the acknowledgment of its value and demand in the lives of females ( Smithson & A ; Stokoe, 2005 ) .

Sing these effects ensuing from instability work and household life, European companies have shown involvement in cut downing this instability and have launched legion work-life balance plans specifically for females ( Sikora, Moore, Grunberg, & A ; Greenberg ) . Harmonizing to a research conducted by Caroline Straub ; on norm 95 per centum of European companies offer flexible timings installation to their employees, 79 per centum employers allow employees to work from place, 23 per centum provides chance to take paid holidaies and merely 34 percent accent on kid attention installations ( Straub, 2007 ) .

However still, a inquiry asked by most persons today is as to why make work-life balance affair to policy shapers, and why it might be of importance to employers? Which has been answered by ( Gatrell & A ; Cooper, 2008 ) through mentioning Swan and Cooper ( 2005 ) that the construct of work-life balance developed ab initio as a consequence of European authorities policies designed to work on turn toing the force per unit areas with equilibrating work and household life together, where both parents were employed. As farther addressed by Lewis and Cooper ( 2005 ) cited by ( Gatrell & A ; Cooper, 2008 ) it has been observed that, work-life balance policies are associated with showing employees with the opportunity to work flexibly, whereas ab initio the impressions of flexible working were considered in equal chances plan, with a particular focal point on working female parents. Today it is unfastened to all. This leads to promoting the construct of work-life balance in clear footings.

In New Zealand, ( Kean, 2002 ) undertook a study of the employees of 25 organisations which reveals that there is a clear relationship between the work-life balance policies with the employee ‘s purposes to go forth the organisation and existent turnover rates. This survey suggests that the work-life balance policies have net positive consequence on staff turnover rates.

On the other side there are directors who are loath to use policies which promote work life balance ; harmonizing to the survey of Workplace Employment Relations Survey 2004 ( WERS ) , 69 per centum directors in private sector believe that it is entirely the duty of persons to equilibrate their work and domestic demands ( Hyman & A ; Summers, 2007 ) . They have the uncertainty of the benefits work life balance will convey to their companies and perceive that it will be dearly-won to implement ( Hughes, 2007 ) .

But this is non world, although costs will incur at planning and execution phase but the benefits that will be availed afterwards will be higher from this cost.

Benefits earned due to execution of Work Life Balance Policies

Work-life balance has become the focal point of companies worldwide, who do non take it lightly at any clip. Nowadays, it is of import for directors to take work-life balance earnestly. The more overworked employees, the higher the demands or the outlooks on the section ( Clutterbuck, 2003 ) , the more the directors have to depend on their employees to execute at the highest possible degree of proficiency, value, and quality ( Jacobs & A ; Gerson, 2001 ) , ( Human Resource and Skills Development Canada, 2003 ) .

There are companies who believe that if employees maintain a balance between work and household, it will profit the organisation as a whole. A study conducted of DuPont employees lead to a find that those who used work-life chances provided by the company were more committed to their work and believed in lodging with the organisation ( Clutterbuck, 2003 ) .

The U.K 2003 Best Companies to Work for study provinces that the companies who allow their staff to work flexibly earn all right dividends. In UK, the authorities has been advancing the construct of work-life balance for some clip now and many big corporations have started to implement this religiously ( Clutterbuck, 2003 ) . The benefits that BT, a U.K based company and one of the taking suppliers of communicating solutions and services around the universe has achieved from this alteration are colossal ; it consequences in a more flexible and an accessible work force, enlisting and preparation costs have been reduced as now 98 % adult females return to work after pregnancy leave which saves around ?3 million, absenteeism rate has reduced to 3.1 % as compared to other U.K. companies whose mean comes about to be 8.5 % , one of the best facets of work-life balance has been that around 7000 BT employees now work from place which has increased its additions of 31 % , and flexible working agreements means that BT can now react to client ‘s demand 24/7 ( Hughes, 2007 ) .

Harmonizing to another research, the employee-opinion study conducted at UK constructing society Nationwide, where more than three-quarter agreed with the statement that: “ I am satisfied that Nationwide provides me with the chances to equilibrate working agreements with my personal life. ” Therefore it is evident as to how Nationwide has gained the undermentioned wagess over the period of three old ages ; the figure of employees returning from pregnancy leave has increased to 93 % , employee turnover rate has decreased to 9.7 % as compared to the industry norm of 17 % , the figure of female parttime employees has increased to 50 % and female place workers has risen about 150 % ( Job flexibleness and work-life balance wage dividends for Nationwide, 2003 ) .

In a recent newspaper article ( Razvi, 2010 ) the author negotiations about how in a state like ours, most companies seemingly operate on an ‘eight to-whenever you ‘re perfectly finished ‘ work hours policy. The thought of striking a work-life balance is non ever something that immature people are made cognizant about as they enter the professional district. Even anterior to people come ining the occupation market, barely any are really able to maintain that delicate balance between their surveies and their household and societal life. What the balance adds up to is in itself dynamic, and fluctuates with the altering position, every bit good with the changing demands of the multiple functions.

Therefore, it ‘s necessary to concentrate on work-life balance, because if people are out of balance or stressed or ill so they will be less committed to the consequences ( Tremblay, 2002 ) , they will be less devoted to the organisation ( Yasbek, 2004 ) , they will be less committed to the client, the client, the merchandise or service that you ‘re bring forthing ( Human Resource and Skills Development Canada, 2003 ) .


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