Though (2010) studied 720 Islamic and and found

                 Though Islamic banking has made significant progress in Bangladesh during the last three decade, there is the dearth of quality studies/papers addressing key issues of Islamic banking in Bangladesh. The vast majority of the research done with regards to Islamic banking in Bangladesh have so far focused on the performance of banks and legal issues based either on few samples or narrower perspective or short time span. As a result, there is research gap in Bangladesh Islamic banking, an in-depth and broad research is needed on the current status of Islamic banking in Bangladesh for proper dissemination of information among regulators, managers, investors and general customers. 

 

Sarker, Md. A. A. (1999) check out performances of Islamic banks in Bangladesh during the period of 1988-97. The paper used five financial ratios to compute the performance of Islamic banks. The paper reported that only on Islamic Bank Bangladesh Limited, the first Islamic Bank in Bangladesh maintained positive growth trend in deposits, advances, and profits during the period under report. Investments under Musharaka, ideal partnership mode was below 3% of total investments and no investment was made under Mudaraba, another ideal mode during the period under report.  

We Will Write a Custom Essay Specifically
For You For Only $13.90/page!


order now

Akkas (1996) matched the efficiency of Islamic banking with conventional banking in Bangladesh. In his study he observed that the In term of efficiency the Islamic banks are performing better than conventional banks. Ali (2005) analyzed the relative efficiency of Islamic banking with conventional banking in Bangladesh and found that conventional banks are relatively less efficient than Islamic banks. Sarker (1999) studied the efficiency of Islamic banks under conventional banking framework in Bangladesh and this paper found that Islamic bank could not operate with its full efficiency level if it operated under conventional banking framework. Hasan (1999) compared the performance of IBBL with other private banks in Bangladesh between 1993 and 1994. He found that in terms of deposit growth and investment growth, the performance of Islami Bank Bangladesh Limited (IBBL) was better than performance of private banks. Mahal and Rahman (2013) made a comparative analysis between conventional and Islamic banks of Bangladesh. They discussed the distinctions of product or service and the distinctions in terms of business efficiency between Islamic banks and conventional Banks. Their key findings on the product or service differences are about the principles of business, the variation in goals, variations in deposit etc.

Mahmood (2005) focus on  the financial performance of Islamic banking against conventional banking in Pakistan.In his study covered the year 2000 to 2004 and found  that almost in all ratios, where Islamic banks were performing well than conventional banks. Ahmad, Rehman and Saif (2010) studied 720 Islamic and and found that conventional bank customers in Pakistan customers are more pleased with the services offered by Islamic banks rather than conventional banks. Sadaqat, Ali and Farhan (2011) investigated that the main challenges for Islamic banks in Pakistan is liquidity risk and they also argued that Islamic banking has well-performed comparing  to conventional banking regarding profitability, operational efficiency, growth and liquidity during the global financial crises. Akhtar, Ali & Sadaqat (2011) made a comparative analysis of Islamic and conventional banks of Pakistan by focusing on the importance of size of the firm, networking capital, return on equity, capital adequacy and return on asset with liquidity risk management. They found that size of the banks and net working capital to net assets having a positive but insignificant relationship with liquidity risk, On the other hand, the capital adequacy in conventional banks and return on asset in Islamic banks having a positive relationship with liquidity risk. Jaffar & Manarvi (2011) evaluated the performance of Islamic and conventional banks of Pakistan through CAMEL test during the period of 2005 to 2009 and revealed that Islamic banks performed better and having high liquidity than the conventional banks.

 

 

Mamun, Dr. Muhammad Z (2008) shed light on the view and development possibilities of Islamic banks in Bangladesh as saw by Islamic and customary financiers. The paper explored the reason and factors that for what reason should banks need to grasp Islamic managing an account strategies, and furthermore the thought process which draw in clients towards Islamic banks and the variables in charge of ruining development of Islamic banks. The paper recognized adherence to the principles of Shariah as the chief factor to clients in picking Islamic managing an account administrations. The paper brought up sentiments of customary brokers that the special medications that Islamic banks get from national bank add to their gainfulness and this factor assumes an indispensable part in persuading some ordinary banks to give Islamic managing an account as a similar administration. The paper found that absence of steady lawful system acts as the essential factor in impeding development of Islamic keeping money in Bangladesh.

 

 

Mahmud, Abdullah Al & Islam M. Muzahidul (2010) paper focuses on the comprehensive comparison about the performance of conventional and Islamic banking system procedure in Bangladesh during 2000-2005. They used some commonly measures among them are general business measures, profitability ratios, management soundness and social profitability have been applied to derive the objectives of the paper. The paper found few dissimilarities in their functions of Islamic and conventional banking. Firstly, Borrowing and lending is the main mechanisms for conventional banks while the Islamic banks abide by trading and investment mechanisms. Secondly, the conventional banks provide and receive interest for deposit and advance but Islamic banks neither accepts nor pays interest in any of its goings-on and run business based on profits a pricing tool instead of interest. Though, Both Islamic and conventional banks are contributing to progress of the country’s economy. The study reported better performance of Islamic banks as compared to that of conventional banks. 

 

Muhamad,  Abduh et.al., (2013) endeavored to research the effectiveness and execution of five noteworthy Islamic banks in Bangladesh. In the paper, proportion investigation and information envelopment examination strategies have been connected to quantify the execution and effectiveness of Islamic saves money with information gathered from distributed yearly reports amid the time of 2006-2010.In this paper he observed that every Islamic bank was going on the climbing stage amid year 2006 to year 2010, proposing that the Islamic banks have enhanced their productivity over the examination time frame. The paper likewise proposed additionally look into applying stochastic outskirts approach with more factors, improving number of day and age and making correlation amongst regular and Islamic managing an account.

 

Ibrahim, Md et.al., (2014) evaluated the performance Islamic and conventional banks listed at both Dhaka Stock Exchange (DSE) & Chittagong Stock Exchange (CSE). Data have been collected from the annual reports of the selected banks and variables chosen for performance evaluation included deposit, investment, foreign remittance, earnings per share (EPS), dividend declaration, dividend payout ratio, price earnings ratio (P/E) and net asset value (NAV).Analyzing these variables, the study concluded that Islamic banks have performed well.  

x

Hi!
I'm Mack!

Would you like to get a custom essay? How about receiving a customized one?

Check it out